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Rent-to-Own

Rent to Own

Learn About Our Rent To Own Process

Our Rent-To-Own program has helped many people buy their dream home with much less money than a bank requires. If you want to enjoy the privileges of owning a home before the bank is willing to lend you money, this program may be right for you.

The Rent To Own Process:

  1. We require a simple application form online or we can mail you one. There is a $25 Application fee per adult over 18 years of age.
  2. Our application approval process is approx 7-10 days. You will have a priority status for any new home listing after you are approved. Some homes are in move in condition and ready for you to make a home.
  3. Whatever your comfort level – let us help you find it.
  4. After we have found a place that fits your needs we will go over the specific terms of our standard paperwork.

Typical Rent to Own Process

A. Typical down payment is 3-5% of purchase price. These costs include hazard insurance and all lien-able items such as real estate taxes, water and sewer. An equivalent interest rate will be assigned to your agreement. This will assist you in understanding how to compare the Rent to Own program to bank financing. You will generally benefit by borrowing money from a bank to purchase the home outright any time that you bank interest rate is lower than the equivalent interest rate that will be shown on your agreements for Rent to Own.

B. Typically we offer our Rent-to-Own program for 36 months. You can exercise your option to purchase anytime with no penalty.

See Homes Available or fill out our online application form or Call us at (570-374-2337) with other questions.